Trade Reference Collection
Get real-time, unbiased trade references to assess risk, speed up collections, and strengthen your customer relationships.
Access accurate, unbiased payment data in seconds
Traditional trade references can take days or even weeks, slowing down your credit decisions. With Creditsafe, you see verified payment histories in seconds, helping you approve the right customers, avoid risky ones, and keep your cash flow healthy.
Spot Risk Early
Identify high-risk accounts before problems escalate. Track late payments, debt age, and payment trends so you can act before cash flow is impacted.
Accelerate Collections
Motivate timely payments by rewarding reliable customers and prioritising collections for late payers, all while using real-time trade payment data.
Market Insights
See how businesses in your sector are paying their bills and securing financing, so you can benchmark performance and spot emerging risks.
These stats might surprise you
1%
of businesses actively provide trade references
57%
of businesses have seen their DSO increase in the last 12 months
26%
of businesses find cash flow issues caused by offering trade credit
Turn Trade References into a Competitive Advantage
Leverage live, verified payment insights to protect your cash flow, approve the right customers faster, and grow with confidence.
Fewer Late Payments
Instantly spot risky payers with Creditsafe’s verified trade data covering trillions in transactions. Know exactly who pays on time so you can onboard only the most reliable customers and protect your cash flow.
Smarter Credit Decisions
Get the full picture with real-time payment behavior, financial history, and legal filings, all backed by predictive scoring and verified supplier data. Every decision is driven by evidence, not guesswork.
Invoice-Level Insights
Drill down to trade line details across industries and regions. Uncover hidden payment patterns and compare behavior with businesses just like yours.
Seamless Integration
Feed trade reference insights directly into your ERP or CRM, including Salesforce, SAP, and Microsoft Dynamics, with real-time updates via Creditsafe’s API. No manual entry, no delays.
Reduced DSO
Live, unbiased payment histories help you extend credit confidently and act on warning signs early. Creditsafe users report up to a 33% drop in Days Sales Outstanding by making smarter credit decisions upfront.
Optimized Invoicing
See how customers treat their creditors and adapt invoicing strategies to prevent disputes. Keep collections teams focused on high-value accounts instead of chasing persistent late payers.
Industry Benchmarking
Compare customer payment performance to industry standards to see who’s leading and who’s lagging. Gain the context you need to act quickly and fairly.
Faster Cash Collection
Identify and monitor late payers before credit is extended. Target high-risk accounts first and shorten collection cycles with risk-based strategies.
Credit risk data you can trust
Creditsafe holds data on over 430 million businesses worldwide. Our data comes from over 9,000 trusted and official sources – and it’s updated 5 million times a day. When you use Creditsafe business credit reports, you know the data is robust and reliable.
Global Payment Intelligence
Access verified trade payment data from over 430 million businesses worldwide, so you can assess risk with a complete, cross-border perspective.
Connected Business Profiles
See beyond a single company with full corporate linkage and uncover group structures, parent companies, and shared payment behaviors that impact risk.
Frictionless Data Access
Integrate Creditsafe’s trade and payment insights directly into your workflow, with real-time updates so you always make decisions on the freshest data.
Help Center
Need Help? Start Here.
We’ve answered the most common questions to save you time.
For more FAQs, please visit our FAQ section
To test our data you can claim a free business credit report or call us on (855) 551-6903
Your first business credit report is free and we offer this as a demonstration of our services.
Every business is different, with different requirements; this is why we like to speak to our customers to ensure your package is as cost effective as possible. Simply call us on (855)551-6903, or complete the contact form.
Creditsafe offers various methods of payment. This can all be discussed during your discovery call with us.
Every Creditsafe customer is assigned an Account Manager. We pride ourselves on our account management and this is one of the reasons we are voted the best B2B credit bureau in the United States.
